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# Study fees / Costs / Installment payment

### How much do the courses cost?
**For married couples:** If a husband and wife are enrolled at EBTC during the same academic year—even if they are in different programs—the wife receives a 50% discount on her tuition.

| Course | Location | One-Time Payment | Payment in 11 Installments |
| ---- |
| **Bible Survey** | Berlin | ~~1 600 €~~ → 1 200 € | ~~11x 153 € (~~= ~~1 683 €)~~ → 11x 115 € (= 1 265 €) |
|  | Soest/ Oberberg | ~~1 800 €~~ → 1 350 € | ~~11x 172 € (= 1 892 €)~~ → 11x 129 € ( =  1 419 €) |
|  | Zurich | ~~2 800 €~~ → 2 100 € | ~~11x 268 € (= 2 948 €)~~ → 11x 200 € ( =  2 200 €) |
| **Bible Survey Express** | Online | ~~1 190 €~~ → 890 € | ~~10x 125 € (= 1 250 €)~~ → 10x 93 € (= 930 €) - Exception:** 10 installments** |
| **Profitable Bible Study** | Berlin | 1 990 € | 11x 190 € (= 2 090 €) |
|  | Soest/ Oberberg | 2 190 € | 11x 210 € (= 2 310 €) |
|  | Zurich | 3 490 € | 11x 334 € (= 3 674 €) |
| **Biblical Counseling** (per school year) | Berlin | 2 990 € | 11x 286 € (= 3 146 €) |
|  | Soest | 3 790 € | 11x 362 € (= 3 982 €) |
| **Expository Preaching** (per school year) | Berlin | 3 190 € | 11x 305 € (= 3 355 €) |
|  | Soest | 3 890 € | 11x 372 € (= 4 092 €) |
| **Music Ministry** (per school year) | Soest | 2 990 € | 11x 286 € (= 3 146 €) |
| **Master of Divinity** | Multiple locations | See [__Master of Divinity__](https://www.ebtc.org/en/academics/master-of-divinity-program-en) |  |


**Prices vary** from location to location due to various factors such as exchange rate, higher living costs / utilities costs / travel costs. Non-participation in events or non-take-up of services will not be refunded. If you **drop out** of your studies, the tuition fee is calculated pro rata temporis, based on the rates / due dates of the installment plan.
 
Sample calculation for a dropout in Bible Survey in Berlin on November 15th: By then, the student would have had to pay € 115 + € 115 + € 115 + € 115 = € 460. The November installment was already due and has to be paid, but the installments from December onwards no longer have to be paid. In case of a one-off payment, € 1 200 - € 460 = € 740 will be refunded.
 
###### Due dates:
For **one-time payments**, the school fee is due on August 1. If you **pay in installments**, the school fee is due from August 1 (first installment) and on the first of each month (from September).

We make an effort to keep the course fees as low as possible in order to make studying at the EBTC possible for many. The actual costs amount to twice the amount of the tuition fees. Half the funds come out of support.
Thank you for helping us keep the tuition fees down in the future by supporting us on a regular or one-off basis!
 
###### Payment Methods
Students __from Germany__ can pay in one of three ways:
1. One-time payment (by bank transfer)
2. One-time payment (by direct debit)
3. 10 Installments (by direct debit)
 
###### Students __from Switzerland__ have the following two options:
1. One-time payment (by bank transfer)
2. 10 Installments (by bank transfer)
 
###### Books
As we deem it very important to set up a personal library of useful books and reference works, all students are requested to purchase a copy of the required books. The compulsory reading for Bible Survey is already included in the tuition fees. The books are passed out on the first class weekend. Students of the other programs, should plan on a reading budget of approximately € 100 to € 350 per year.
 
See: [Account Number/Sign-up Fees](https://hilfe.ebtc.org/en/article/account-number-registration-fee-1o7ihtq/)